Prevent Security and Identity Problems

Security and identity issues have been important. Be aware of hacking scams, like the following.

Phishing Scams

Phishing scams are scams where hackers send fraudulent emails or messages that appear to be from a legitimate source, in order to trick the recipient into sharing sensitive information.

Ransomware Attacks

Hackers gain access to a computer system and encrypt important files, demanding a ransom payment in exchange for the decryption key.

Business Email Compromise

Business email compromise (BEC) is a situation where hackers use social engineering tactics to trick employees into transferring money or sensitive information.

Sim Swapping Attacks

Hackers take over a victim’s phone number to gain access to their online accounts, such as email and social media accounts.

A sim swapping attack is a type of identity theft where a hacker takes over a victim’s phone number to gain access to their online accounts. The process typically involves the following steps: The hacker obtains personal information about the victim, such as their name, address, date of birth, and social security number. This information can be obtained through phishing scams, social engineering tactics, or data breaches. Using this information, the hacker contacts the victim’s mobile service provider and pretends to be the victim. They may claim that they lost their phone or SIM card and need a new one to be activated.

The service provider, believing that they are talking to the legitimate account holder, will cancel the victim’s SIM card and activate a new one. This new SIM card is then sent to the hacker.

With control over the victim’s phone number, the hacker can now receive text messages and phone calls meant for the victim. They can use this information to reset the passwords on the victim’s online accounts, such as email and social media accounts, by requesting password reset links to be sent via text message. Once the hacker has access to the victim’s online accounts, they can use them to steal personal information, conduct financial fraud, or engage in other malicious activities.

It is important to note that not only the phone number is important, but also the phone itself, because the attacker may use the phone to receive the SMS to reset the passwords, and to use the phone number to authenticate other accounts.

To protect yourself from a sim swapping attack, it is important to be aware of the potential risks and take steps to secure your personal information. You can also contact your mobile service provider and ask them to add an extra layer of security to your account, such as a PIN or passphrase, to prevent unauthorized SIM swaps.

CryptoJacking

Hackers use malware to take control of a victim’s computer to mine cryptocurrency.

Cloud-Based Attacks

Hackers target cloud services, such as Software as a Service (SaaS), Infrastructure as a Service (IaaS) and Platform as a Service (PaaS) to gain access to sensitive data stored on the cloud.

SaaS is a software delivery model in which a third-party provider hosts and maintains the software, and customers access it over the internet. Examples of SaaS include email services, CRM systems, and project management tools.

IaaS is a computing infrastructure delivery model in which a third-party provider hosts and maintains the underlying hardware and network infrastructure, and customers use it to run their own software. Examples of IaaS include Amazon Web Services (AWS), Microsoft Azure, and Google Cloud Platform (GCP).

PaaS is a platform delivery model in which a third-party provider hosts and maintains the underlying hardware, network infrastructure, and software platform, and customers use it to develop, run, and manage their own applications. Examples of PaaS include Heroku, Salesforce, and AWS Elastic Beanstalk.

SaaS is the most widely known and used, followed by IaaS, PaaS is less known and used, but it is becoming more popular in recent years, as companies are looking for ways to simplify and speed up the development and deployment of their applications.

SaaS provides software, IaaS provides infrastructure, and PaaS provides a platform for software development and deployment. Each of these models provides different levels of control and flexibility to customers, but they all allow organizations to take advantage of the scalability, reliability, and cost-effectiveness of cloud computing.

AI-Based Attacks

Attackers use AI-based methods to bypass security systems, for example, deepfakes, GPT-based text generation, and more.

Mitigate Dangers

Steps a person should take to mitigate increased security dangers.

  • Use strong, unique passwords for all online accounts and change them regularly. Consider using a reputable password manager to generate and store them securely.
  • Keep your operating system and software up to date with the latest security patches. This helps fix any known vulnerabilities in your system.
  • Use anti-virus and anti-malware software to protect your computer from known threats. Keep the software updated and run regular scans.
  • Exercise extreme caution when clicking on links or opening attachments from unknown sources. These could contain malware or lead to phishing sites.
  • Use two-factor authentication (2FA) whenever possible.

This adds an extra layer of security to your accounts by requiring a second form of verification, such as a code sent to your phone.

Two-factor authentication (2FA) is an additional layer of security that is used to confirm a user’s identity by requiring a second form of verification in addition to a password. There are several 2FA options currently available. Some of the most common include:

  1. SMS-based 2FA: This option involves sending a one-time code via text message to the user’s mobile phone, which the user then enters on the website or app to confirm their identity.
  2. Token-based 2FA: This option involves using a physical token, such as a key fob or a smart card, that generates a one-time code. The user enters the code on the website or app to confirm their identity.
  3. App-based 2FA: This option involves using an authenticator app, such as Google Authenticator or Authy, that generates a one-time code. The user enters the code on the website or app to confirm their identity.
  4. Biometric-based 2FA: This option involves using a biometric factor, such as a fingerprint or facial recognition, to confirm the user’s identity.
  5. Push notification-based 2FA: This option involves sending a push notification to the user’s mobile device which the user then confirms to confirm their identity.

These options can help mitigate unauthorized access to an account. However it is important to choose a 2FA method that is convenient and easy to use, and also to ensure that the implementation of the 2FA is done properly.

Be aware of social engineering tactics and think critically about unsolicited requests for personal information.

Have a backup of your important data and keep them in a safe and secure place.

Be aware of the types of cyber-attacks that are currently active. Educate yourself, your cohorts, coworkers about the best ways to prevent them.

Be aware of the privacy and security settings on your mobile device and social media accounts. Configure them to your needs and preferences.

Keep an eye on your bank accounts and credit reports to detect any suspicious activity.

Follow the items above to help protect yourself from a wide range of security threats and minimize risk of an attack. Attackers are always finding new ways to bypass security measures. It is important to be cautious and protect personal information both on- and off-line. Take action quickly if your important data is compromised; it will help minimize damage.


Take Action if Compromised

If you are compromised, consider placing a fraud alert. Place a fraud alert with a credit bureau is an important step that a victim of identity theft can take to protect their credit. This will make it harder for imposters to open new accounts in a victim’s name.

Credit BureauPhone numberWebsite
Equifax1-800-525-6285https://www.equifax.com/personal/credit-report-services
Experian1-888-397-3742https://www.experian.com/ncaconline/fraudalert
TransUnion1-800-680-7289https://www.transunion.com/credit-freeze/place-credit-freeze
Credit Bureaus will flag a victim’s credit report.

When a fraud alert is placed, the credit bureau will flag the victim’s credit report and notify the other two credit bureaus. This means that any time a new account is opened in the victim’s name, the creditor will be required to take extra steps to verify the victim’s identity. This may include contacting the victim directly, which will help to prevent the imposter from opening a new account.

It is important to note that a fraud alert will only be active for 90 days, so the victim will need to renew it if they wish to continue to have the protection. In addition, a fraud alert does not prevent the victim’s credit report from being accessed. It simply requires that the creditor take additional steps to verify the victim’s identity before extending credit.

To further protect your credit and identity, you can also consider freezing your credit which will prevent anyone from accessing your credit report without your explicit permission.

Change the passwords on all of online accounts.

Use Human Techniques to Detect Bots and Scammers

Be slow to trust and be hesitant to respond. Ask why. Ask your own questions. Learn to detect a bot from a human, for example:

  1. Pay attention to the language used: Bots tend to use repetitive or generic language and may not be able to understand and respond to complex questions or statements. They also might use language that doesn’t seem natural or appropriate to the conversation.
  2. Look out for high-frequency or 24/7 activity: Bots can operate at a high frequency and may be active at all hours of the day, whereas humans have natural breaks and sleep patterns.
  3. Notice the speed of responses: Bots can respond very quickly, faster than a human can type, this can be an indicator that the interaction is not with a human.
  4. Check the profile information: Bots often have limited or generic information on their profiles, while a human’s profile would have more detailed information and personal touches.
  5. Check the account creation date: Bots are often created recently and have few interactions, while a human account would have been created long ago and have a history of interactions.
  6. Use of third-party tools: There are tools available online that can help detect bots on social media platforms, for example, Botometer, Bot Sentinel, and BotOrNot.

Bots are becoming more sophisticated and can mimic human-like behaviour, so it’s not always easy to detect them. It’s essential to keep an eye out for any suspicious activity and be cautious when interacting with unknown accounts or accounts where someone who has not routinely engaged you in conversation, all of a sudden does so. From traditional entertainment to gaming, deepfake technology has evolved to be increasingly convincing and available to the public, allowing the disruption of the entertainment and media industries.

Watch for my upcoming blog discussing bot detection tools.

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